Our Big Yes vs Honeyfund
Honeyfund is free for couples and charges guests nothing, which is accurate. The differences sit in the plumbing: contributions are held in a Honeyfund Wallet until you redeem, and redeeming to a bank account costs 3.5% plus $0.59. Our Big Yes is $29 once, takes 0%, and never touches your gift money.
Every Honeyfund figure below was read from honeyfund.com and checked on 2 August 2026.
At a glance.
| Our Big Yes | Honeyfund | |
|---|---|---|
| What the platform costs | One once-off publish fee, $29 international or R399 in South Africa. Free to sign up and build the whole site. | Free for couples. Honeyfund states that it "does not charge platform fees". |
| The platform’s own cut of cash gifts | 0%. | 0% in platform fees. Honeyfund earns on redemption instead, and on optional guest tips. |
| What the guest is charged at checkout | We add nothing. Only your own gateway’s standard processing fee applies. | Honeyfund says "there’s never a fee to your wedding guests". Its revenue section lists "optional guest tips (fully optional and can be turned off)". |
| What the couple pays to get the money out | Nothing to us. Your gateway settles to your own bank account on its own terms. | Honeyfund’s published redemption fees, self-dated March 2026: PayPal 2.2%, Venmo 2.2%, Bank Account 3.5% plus $0.59, Prepaid Mastercard 0%, Gift Cards 0%. |
| Where the money sits before it reaches you | Never with us. We never hold, route or process gift money. | In the Honeyfund Wallet, which Honeyfund describes as "a secure digital balance where your guests’ contributions are stored until you’re ready to redeem them". |
| How you get paid | Connect your own Stripe, in any currency Stripe supports, or Paystack, Yoco, PayFast or iKhokha in South Africa. | Redeem the wallet balance to PayPal, Venmo, a bank account, a prepaid Mastercard or gift cards, at the rates above. |
| Cross-border cost | Gifts settle in your own gateway account, in any currency Stripe supports. | Honeyfund’s fee schedule covers PayPal-direct payments by payer country, for example the US at "2.59% + $0.49" and the UK at "3.4% + £0.20", and states that "Paypal payments from outside your home country incur an additional 1.5% cross-border fee". |
| Web address | join.ourbigyes.com/your-names, or bring your own custom domain. | Not compared here: we did not find a published figure we could verify. |
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What the platform costs
Our Big Yes: One once-off publish fee, $29 international or R399 in South Africa. Free to sign up and build the whole site.
Honeyfund: Free for couples. Honeyfund states that it "does not charge platform fees".
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The platform’s own cut of cash gifts
Our Big Yes: 0%.
Honeyfund: 0% in platform fees. Honeyfund earns on redemption instead, and on optional guest tips.
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What the guest is charged at checkout
Our Big Yes: We add nothing. Only your own gateway’s standard processing fee applies.
Honeyfund: Honeyfund says "there’s never a fee to your wedding guests". Its revenue section lists "optional guest tips (fully optional and can be turned off)".
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What the couple pays to get the money out
Our Big Yes: Nothing to us. Your gateway settles to your own bank account on its own terms.
Honeyfund: Honeyfund’s published redemption fees, self-dated March 2026: PayPal 2.2%, Venmo 2.2%, Bank Account 3.5% plus $0.59, Prepaid Mastercard 0%, Gift Cards 0%.
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Where the money sits before it reaches you
Our Big Yes: Never with us. We never hold, route or process gift money.
Honeyfund: In the Honeyfund Wallet, which Honeyfund describes as "a secure digital balance where your guests’ contributions are stored until you’re ready to redeem them".
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How you get paid
Our Big Yes: Connect your own Stripe, in any currency Stripe supports, or Paystack, Yoco, PayFast or iKhokha in South Africa.
Honeyfund: Redeem the wallet balance to PayPal, Venmo, a bank account, a prepaid Mastercard or gift cards, at the rates above.
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Cross-border cost
Our Big Yes: Gifts settle in your own gateway account, in any currency Stripe supports.
Honeyfund: Honeyfund’s fee schedule covers PayPal-direct payments by payer country, for example the US at "2.59% + $0.49" and the UK at "3.4% + £0.20", and states that "Paypal payments from outside your home country incur an additional 1.5% cross-border fee".
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Web address
Our Big Yes: join.ourbigyes.com/your-names, or bring your own custom domain.
Honeyfund: Not compared here: we did not find a published figure we could verify.
Who can actually receive the money.
On Our Big Yes you connect a payment account that is already yours: your own Stripe account internationally, in any currency Stripe supports, or Paystack, Yoco, PayFast or iKhokha if you are in South Africa. There is no onboarding into our system for your money to survive, because your money never enters it.
Honeyfund does not publish a country eligibility list that we could verify, so we will not invent one for the sake of a comparison. What Honeyfund does publish is the set of routes for getting money out of the Honeyfund Wallet: PayPal, Venmo, a bank account, a prepaid Mastercard or gift cards.
Honeyfund also publishes a fee schedule for PayPal-direct payments that varies by the payer’s country, listing for example the US at "2.59% + $0.49" and the UK at "3.4% + £0.20", and noting that "Paypal payments from outside your home country incur an additional 1.5% cross-border fee". If your guests are spread across countries, that is the figure to plan around.
What the guest pays.
Honeyfund states that "there’s never a fee to your wedding guests", and we have no reason to doubt it. The one thing worth knowing is that Honeyfund’s own explanation of how it makes money lists "optional guest tips (fully optional and can be turned off)", so your guests may be invited to add a tip unless you switch that off.
On Our Big Yes we add nothing to what your guest chooses to give, and we never ask them for a tip. The only fee involved is your own gateway’s standard processing fee, the same fee it charges any business that uses it, and it goes to your gateway rather than to us.
What the couple pays to get the money out.
This is where the two products genuinely differ. Honeyfund’s published redemption fees, self-dated March 2026, are PayPal 2.2%, Venmo 2.2%, Bank Account 3.5% plus $0.59, Prepaid Mastercard 0% and Gift Cards 0%. Which of those numbers applies to you depends entirely on how you want to spend your gifts.
On Our Big Yes there is no redemption step. Gifts arrive in your own connected gateway account, and your gateway settles to your bank on its own schedule and its own terms. We charge nothing to move money, because we were never holding it.
Where the money sits.
Honeyfund is open about this: the Honeyfund Wallet is "a secure digital balance where your guests' contributions are stored until you’re ready to redeem them". Your gifts are held by the platform until you choose a redemption route, and the route you choose sets the fee.
We never hold, route or process gift money. There is no Our Big Yes balance, no redemption menu and no payout queue. A gift given on Tuesday is in your own account under your own gateway’s settlement terms, not in ours.
What you get besides the registry.
Our Big Yes is a whole wedding site: ten themes, household RSVP with a secure personal link per household and no guest accounts to create, and a shareable address at join.ourbigyes.com/your-names or your own custom domain. Building all of it is free, and the once-off fee, $29 internationally or R399 in South Africa, is only due when you publish.
Honeyfund is free for couples, so nothing about setting it up costs you anything, and the redemption options include two that are published at 0%. If a free registry with a wallet behind it is what you are after, that is exactly what Honeyfund is built to be.
Be honest about it
Where Honeyfund is the better choice.
If you would rather receive your gifts as gift cards or on a prepaid Mastercard than as a bank deposit, Honeyfund is free from end to end, and we mean actually free. Honeyfund publishes both of those redemption routes at 0%, charges couples no platform fee, and says guests are never charged a fee. A couple on that path pays nothing to anyone, and our $29 cannot compete with nothing.
There is a second real advantage: you skip payment gateway onboarding entirely. With us, you connect Stripe, Paystack, Yoco, PayFast or iKhokha, which means an account, a verification step and a settlement schedule to understand. With Honeyfund you sign up and start collecting, and you make the money decision later, when you pick a redemption route.
For a couple who wants the registry running this afternoon with no admin and no upfront spend, that is a better fit than what we sell.
The honest verdict.
Choose Honeyfund if you want to start free with no gateway setup, and you are happy to take your gifts out as gift cards or on a prepaid Mastercard at the published 0%, with the balance sitting in the Honeyfund Wallet until you redeem it.
Choose Our Big Yes if you want the cash in your own bank account and would rather not pay 3.5% plus $0.59 to get it there, if your guests are spread across countries and currencies, or if you are in South Africa and want Paystack, Yoco, PayFast or iKhokha. You pay us once, $29 or R399, and never a percentage of your gifts.
Common questions.
Is Honeyfund really free?
For the couple, yes, as far as platform fees go. Honeyfund publishes that it "does not charge platform fees", and says "there’s never a fee to your wedding guests". The cost, where there is one, appears when you take the money out: Honeyfund’s own redemption table, self-dated March 2026, lists PayPal 2.2%, Venmo 2.2%, Bank Account 3.5% plus $0.59, Prepaid Mastercard 0% and Gift Cards 0%. (honeyfund.com, checked 2 August 2026.)
So a gift-card redemption really costs nothing?
That is what Honeyfund publishes: 0% on gift cards and 0% on a prepaid Mastercard. If you are happy to spend your gifts that way rather than have the money deposited in your bank account, that route genuinely costs you nothing, and no once-off fee to us can beat nothing.
What does a bank redemption cost on Honeyfund?
Honeyfund’s own table lists a bank account redemption at 3.5% plus $0.59, self-dated March 2026. On Our Big Yes there is no redemption step at all, because gifts are paid into your own connected account from the start. The only fee is your gateway’s standard processing fee, which goes to your gateway.
Does either platform hold our gift money?
Honeyfund does, by design: contributions sit in the Honeyfund Wallet until you redeem them. Our Big Yes does not. We never hold, route or process gift money, so there is nothing to redeem and no balance waiting on us.
What if we are not in the United States?
Honeyfund does not publish a country eligibility list that we could verify, so we will not claim one. What it does publish is a PayPal fee schedule that varies by payer country, and a note that "Paypal payments from outside your home country incur an additional 1.5% cross-border fee". On Our Big Yes you connect your own Stripe account, in any currency Stripe supports, or Paystack, Yoco, PayFast or iKhokha in South Africa.
Is Our Big Yes free to try?
Yes. Signing up and building the entire site costs nothing. You pay the once-off fee, $29 internationally or R399 in South Africa, only when you publish. There is no subscription after that.
Where these figures come from.
- honeyfund.com: "Honeyfund does not charge platform fees" and the platform pricing explanation, checked 2 August 2026.
- honeyfund.com: redemption fee table for PayPal, Venmo, bank account, prepaid Mastercard and gift cards, self-dated March 2026, checked 2 August 2026.
- honeyfund.com: Honeyfund Wallet description, checked 2 August 2026.
- honeyfund.com: how Honeyfund makes money, including optional guest tips, checked 2 August 2026.
- honeyfund.com fee schedule page: PayPal-direct rates by payer country and the 1.5% cross-border fee, checked 2 August 2026.
- ourbigyes.com/pricing/, our own published pricing and gift-fee terms, checked 2 August 2026.
Honeyfund is a trademark of its owner and is not affiliated with Our Big Yes. Every competitor figure on this page was read from the company’s own site and checked on 2 August 2026. Where a figure is not published, we say so instead of estimating. Fees and availability change, so check Honeyfund’s own pages before you decide.
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